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Your Local Ellington Independent Insurance Agency

Evaristo Insurance specializes in auto, home, life, and business / commercial insurance.

Robert J. Evaristo & Associates is a local independent insurance agency with over 34 years of experience. We specialize in helping our clients get the best coverage and service for their money. Since its inception in 1989, Evaristo Insurance has been a one stop shop for all of your insurance needs including auto insurance, home insurance, business insurance, and life insurance.

Being an independent insurance agency, we represent many top rated insurance carriers in the industry to ensure you are getting a great product along with a competitive rate.

At Evaristo Insurance, customer satisfaction is our number one goal. We provide an annual telephone or in-person review of your coverage to make sure your insurance needs and satisfaction are being met.
Auto Insurance

Auto Insurance

Auto or car insurance coverage has two parts. The first is the liability section of the policy.
Homeowners Insurance

Homeowners
Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
Life & Health Insurance

Life
Insurance

Always on the lookout for quality, service-oriented insurance companies for our clients.
Boat & Marine Insurance

Boat & Marine
Insurance

Boat or marine insurance is available for small boats, yachts and high performance powerboats.
Flood Insurance

Flood
Insurance

Did you know that your homeowners insurance does not cover flood damage?
Business Insurance

Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.

Recent News & Updates

Understanding The Liability Portion Of Homeowners Insurance

Posted: September 16, 2019

Generally, homeowners insurance is designed to help repair or replace your home and belongings if they are damaged by certain covered perils, such as fire or theft. Most homeowners policies also provide liability coverage in case a visitor is injured on your premises, or you accidentally damage another person’s property. You may also add a personal umbrella policy – a type of insurance that provides...

Health Insurance Options For The Self-Employed

Posted: September 10, 2019

More Americans today are making the decision to be self-employed. Although this course of action has many advantages, sourcing your own health insurance is not among them. With the rising costs of healthcare, health insurance is essential for everyone, including the self-employed. If you go uncovered, you may have to pay costly medical bills out of pocket, losing the opportunity to have affordable access to...

Voluntary Term Life Insurance Vs. Voluntary Permanent Life Insurance

Posted: September 7, 2019

Voluntary life insurance is an optional benefit offered to employees by employers. It pays cash benefits to a beneficiary upon the death of the insured. In exchange for the employer’s guarantee of payment of these benefits, the employee pays a monthly premium. Typically, employer sponsorship makes premiums less costly than for individual life insurance policies. Types Of Voluntary Life Insurance Employers can provide two types...